If you want to start investing in short-term debentures but are unsure of which company to select, let Siam Validus assist.
What criteria does Siam Validus use to select firms that will yield quick and secure returns?
First things first, for a company to be a part of Siam Validus’ platform and raise funds by means of debt-based crowdfunding, it has to go through a rigorous evaluation process
Most definitely, each and every crowdfunding debenture available on Siam Validus are selected based on its quality and credibility.
Siam Validus’ Criteria:
Earning a presence and offering crowdfunding debentures on Siam Validus’ digital platform is not easy and comes with a detailed checklist.
✔️ A proper company qualification examination implementing the same standards of a financial institution is to be carried out.
✔️ The company needs to have transparent details of trading partners that can be easily and formally inspected.
✔️ Evaluation of the ability to repay the debenture applicant’s loans, the company status, and its credit history must be implemented.
✔️ A thorough examination of the source of income, whether or not the figure needed corresponds to the needs of the business, as well as information that would indicate the credibility and capability of the company must be administered.
Apart from the mentioned criterion in approving companies, Siam Validus also implements advanced technology to further assess the firms:
AI (Artificial Intelligence) assists in segmenting and digesting huge amounts of data into relevant information, especially regarding credit approval. This tool offers more references to each company’s financial needs and helps better evaluate the risks that may occur.
A data-driven platform, Siam Validus operates on real-time data in its credit scoring and fundraising processes. This offers a transparent reflection of each firm’s business model and its financial requirements, which in return leads to more rational crowdfunding.
With the reasons mentioned above, Siam Validus truly sets itself apart from other crowdfunding platforms with its ability to professionally evaluate each debenture issuer as well as its advanced credit score system, which assists investors in making better decisions based on the level of risks they are willing to take.
Moreover, Siam Validus places great importance on building trust and credibility among investors, whether it is about returns on investments that do not fluctuate with the rest of the market, transparency, or access to data.
Investment-based crowdfunding is certainly a promising alternative for modern-day investors!
*Important remark: Investing in crowdfunding debentures is ideal for investors with knowledge and understanding of the risks involved. Investors should be able to make his or her own financial decisions, wherein the investment type is suitable for those who want to diversify their portfolio. With investment-based crowdfunding, investors should consider illiquid investments and investing until the maturity of the debenture. Note that investment-based crowdfunding is not guaranteed by third parties and is not protected by any government agency. Thus, prior to any decision it is necessary that investors understand the nature of crowdfunding, thoroughly study its terms and conditions, and be prepared for any risk that may arise.
